Insurance
Cancer Insurance in Missouri
Support You Can Count on When the Unexpected Happens
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What Is Cancer Insurance?
Cancer insurance is a supplemental policy that pays you a lump-sum cash benefit if you're diagnosed with cancer. This benefit can be used however you choose—whether that’s for medical bills, travel to treatment centers, replacing lost income, or simply staying on top of everyday expenses.
It’s not a replacement for health insurance—it’s added protection to help ease the financial burden during one of life’s most challenging moments.
Why Consider Cancer Insurance?
Even with Medicare or private health insurance, cancer can bring unexpected out-of-pocket costs:
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High deductibles or coinsurance
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Prescription medications not fully covered
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Travel, lodging, or specialized treatment expenses
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Lost wages for you or a caregiver
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Home care or assistance during recovery
Cancer insurance helps cover the “gaps” so you can focus on healing—not finances.
How It Works
If you're diagnosed with a covered cancer, your policy pays out a one-time lump sum (usually $5,000 to $50,000, depending on the plan you choose). The money goes directly to you, not the doctors or hospitals, and you decide how to use it.
Some policies also offer wellness benefits, paying you annually for completing preventative screenings like mammograms or colonoscopies.
Honest Advice
At The Advocate Group, we know cancer touches many families—including our own. That’s why we take the time to talk through your risks, explain how each plan works, and help you decide if supplemental cancer insurance makes sense for your situation.
With our guidance, you can make a decision that feels right—not rushed.
Compassionate Support
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Be Prepared, Just in Case
No one plans for a cancer diagnosis—but you can plan to be ready if one ever comes. We’re here to help you prepare with clarity and confidence.
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FAQs
Do I need cancer insurance if I already have Medicare or health insurance?
Yes. Health insurance may not cover all the costs of cancer treatment. Cancer insurance provides cash that you can use for any purpose.
What does cancer insurance cover?
It provides a cash benefit upon diagnosis of a covered cancer. Some plans also pay for screenings or additional support services.
Can I qualify if I have a family history of cancer?
Yes. While underwriting varies by policy, many people with family history can still qualify. We’ll walk you through the options.