Medicare
Medicare Supplement Plans in Missouri
Filling the Gaps so You Can Focus on Living Well
Your medicare journey starts here
What Is a Medicare Supplement Plan?
Also known as Medigap, a Medicare Supplement plan helps pay the out-of-pocket costs that Original Medicare doesn’t cover—like deductibles, copays, and coinsurance. These plans are offered by private insurance companies and work alongside your Original Medicare coverage.
If you want predictable costs and freedom to see any doctor who accepts Medicare, a Supplement plan may be the right fit.
Why Choose a Medigap Plan?
With this plan, you get:
-
More financial predictability with fewer surprise bills.
-
Freedom of choice to visit any provider nationwide that accepts Medicare.
-
No referrals required to see specialists.
-
Coverage that travels with you anywhere in the U.S.
At The Advocate Group, we help you understand each plan type—like Plan G, Plan N, or Plan A—and match you with a policy that fits both your medical needs and your budget.
Simplifying Medicare Options
We understand how confusing all the lettered plan names can be. That’s why we take time to explain each one and show how it fits into your specific situation.
We also help you understand the
Missouri Medigap Anniversary Rule, which allows you to switch Supplement plans once a year without medical underwriting—a key benefit that not all states offer.
Honest Answers
Our approach is simple: we treat you like family. We won’t push a plan that isn’t right for you, and we’ll always explain the “why” behind our recommendations. With over 50 years of combined experience, we know how to help you make decisions with confidence—and compassion.
from People Who Care
Get Started
Let’s Find the Right Plan for You!
Whether you’re new to Medicare or thinking about switching Medigap plans, we’re here to walk you through it step by step.
or
FAQs
What’s the difference between a Supplement plan and a Medicare Advantage plan?
Supplement (Medigap) plans work with Original Medicare to help pay out-of-pocket costs. Medicare Advantage plans replace Original Medicare with bundled private coverage. We’ll help you decide which is best for you.
Do Supplement plans cover prescriptions?
No, you’ll need a separate Part D prescription drug plan. We can help you choose both together.
When can I enroll in a Medigap plan?
The best time is during your 6-month Medigap Open Enrollment Period when you first enroll in Part B. In Missouri, you may also switch plans each year during your Medigap anniversary window.