Insurance
MARKETPLACE Insurance in Missouri
Tailored Marketplace Insurance for Life’s Needs
get the answers you've been looking for
Why Marketplace Insurance?
Health insurance isn’t just about doctor visits—it’s about making sure you and your family are protected when life takes an unexpected turn. Whether you need coverage between jobs, as a self-employed professional, or simply want affordable peace of mind, Marketplace Insurance offers flexible, ACA-compliant plans that fit your life.
At The Advocate Group, we help you choose the right plan and coverage level—based on your health needs, your budget, and your values.
Types of Marketplace Insurance
A variety of plan options designed to meet your needs:
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Bronze, Silver, Gold & Platinum Plans - ACA-compliant health plans categorized by coverage level. Bronze plans offer lower premiums with higher out-of-pocket costs, while Gold and Platinum plans cover more upfront—with higher premiums.
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Catastrophic Health Plans - Low-premium, high-deductible plans available to individuals under 30 or those with a hardship exemption. Designed for worst-case scenarios.
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Subsidized Plans (with Premium Tax Credits) - If you qualify based on income, you may receive assistance to reduce your monthly premium or out-of-pocket costs—making health coverage more affordable.
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Short-Term Health Insurance - Temporary coverage for gaps in protection—ideal for those between jobs or waiting for a long-term plan to begin. Not ACA-compliant but may suit short-term needs.
Not sure what plan is right for you? That’s what we’re here for. Our team will walk you through your options and help you choose confidently.
Who Needs Marketplace Insurance?
Marketplace Insurance is ideal for individuals who:
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Don’t have access to employer-sponsored health coverage
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Wants to leave a financial legacy or charitable gift
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Want affordable, comprehensive coverage with potential subsidy support
Whether you're starting your career, raising a family, or navigating a career change, we'll help you find a health plan that fits your current stage of life—and your budget.
Built on Trust
With over 50 years of combined experience, our team doesn’t just enroll people in health plans—we build lasting relationships. We take the time to listen closely, explain your options clearly, and recommend Marketplace solutions that reflect your health needs, financial goals, and personal values.
Everything we do is rooted in
faith, integrity, knowledge, and experience.
We’re here to walk with you—not to pressure you.
Guided By Faith
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Together, Let’s Protect What Matters Most
Health insurance should bring peace of mind, not confusion.
We’ll help you make informed choices and guide you through every step of the Marketplace enrollment process.
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FAQs
Do I qualify for financial assistance through the Marketplace?
Yes—many individuals and families qualify for premium tax credits or cost-sharing reductions based on household income and size. We’ll help you determine your eligibility and apply for assistance to lower your monthly premiums or out-of-pocket costs.
Can I get Marketplace Insurance if I’m self-employed or between jobs?
Absolutely. Marketplace Insurance is designed for people who don’t receive coverage through an employer, including freelancers, contractors, and those in job transitions. We’ll guide you in selecting a plan that fits both your needs and your income level.
What’s the difference between Bronze, Silver, and Gold plans?
The main difference is how you and the plan share costs. Bronze plans have the lowest monthly premiums but higher costs when you receive care. Gold plans have higher premiums but cover more expenses upfront. We’ll walk you through the options to find the best balance of coverage and cost.