Medicare
Local Medicare guidance for Jasper County
Your Local Medicare Agent in Joplin
When you need a Medicare agent you can rely on, The Advocate Group is here to help. From Historic Route 66 and Main Street to Rangeline, Redings Mill, Webb City, and Carthage, we compare plans clearly so your coverage matches life in Jasper County and beyond. We review your doctors at Mercy and Freeman, confirm pharmacy options, and estimate annual costs before you decide.
Many Joplin residents choose Medicare Advantage for bundled coverage and extras like dental, vision, hearing, gym, and OTC allowances. Others prefer Medicare Supplement with Original Medicare for predictable costs and freedom to see any provider who accepts Medicare—useful if you travel between Missouri and other nearby states. For prescriptions, Medicare Part D compares formularies, deductibles, and preferred pharmacies across Joplin and Webb City.
Where We Meet
While our main office is in Springfield, many clients from Joplin choose to make the short trip for an in-person review. If that’s not convenient, we’re glad to meet by phone or Zoom so you don’t have to leave home. Family members can join from anywhere, making it simple to review your doctors at Mercy or Freeman, check preferred pharmacies, and compare annual costs in one clear conversation.
Reviewing Your Medications Together
Drug prices matter. We run a medication list through current formularies to estimate yearly costs and show how insulin copays and vaccine coverage work on today’s Part D plans. If savings programs apply, we’ll walk you through eligibility and next steps so refills stay simple at your preferred Joplin pharmacy.
Client Voices
Jason Avery is one of the best Medicare advisors! He directed me to products and services that were best suited to me and compared them to my current choices I had already made. I took his advice and I ended up having a good year of health & prescription provider care. While I made the requisite premium payments I only had one out of pocket payment for an office visit. Everything else was covered in the programs he turned my attention to. This is my second year with him and I'm going keep recommending him to people. I recommend you set up a consultation in advance and let Jason show you what is available and best suited to your needs.
We have used both Jason and Krista and have been so pleased!! They truly listen to your needs and do the research needed to provide and recommend the best solutions. Very professional, knowledgeable, responsive, communicative and organized! Plus, they are genuinely kind and thoughtful… a pleasure to work with!
I’ve know Jason and his family for a very long time. He is a very honest responsible person. As my 65th birthday drew near and I was getting bombarded with information about Medicare. I called Jason and he laid out all the plans and helped steer me in the right direction. He has followed up several times and takes all to grunt work out of Medicare. I would highly recommend Jason Avery when you get to the point you are ready to talk medicare. Don’t try and navigate that on your own, get the Advocate!
So glad that Jason is our health insurance advisor. We have been very pleased with our plan and have had several operations and procedures to prove. He also recommended adding some additional extended stay hospital stay insurance (not cover by our Medicare coverage) at a very reasonable price. Chuck & Judy Stone
Jason is concerned with your best interest. Even when I have questions about specific features, he provides detailed information so I can decide what works best for me. I highly recommend Jason if you are looking for a dedicated professional to help with your retirement needs. He is also a very good golfer if you need a second!
Jason Came To My home and Walked My Wife Throgh Everything Explaining As He Shared His Wisdom . He Put Together exactly what we needed explaining all along and Jason continues to Advise Us And i am So Grateful The Lord Sent Jason Our Way Jason Is so Nice and Honest and He Knows All This Medicare stuff and He Doesnt Talk Over my head. medicare choices are so Important and I Know I Can Trust Jason To do Whats Best For Us Thank You So Much Jason Blessings I Wish the Best For You and Your family as I Feel You are Part of Ours Thanks Jason
Jason was very helpful getting my plan for this year settled. He even was able to switch me in the middle of January to the plan that was more perfect for me! The necessary switch in January made it possible to get my medications on time as well as saving me some footwork and money. Jason is extremely knowledgeable in how the Medicare system works and spent his time making certain it was setup just as I needed it! He did all the work to make that happen, even coming to my house in order to get papers signed! I would say he’s the best I’ve known in my Medicare history. Thank you, Jason.
We were referred to Jason Avery by my Folks who are also clients of his. We met with him in his office he helped my husband first & got him all set up we sere happy to have someone answer our questions & guided us thru the unknown. Then i turn 65 in Feb & he helped me as well now Im set up & ready. We have called him a few times since with questions & he never fails us. I have ref several of our friends to him as well cause i figure why wouldnt you want someone with his experience & knowledge to guide you thru this thing they call Medicare, Ins. & so on.
Jason Avery has been a god-send to me. He checks in with me every yr and we go over all of my meds and he checks to see who will offer me a better deal if there is on, on supplemental coverage. I don't have to worry about any of this which is a load off of my mind. He is a very good agent and very thorough.
Jason Avery with the Advocate Group has been the best resource my Mom could have for everything related to Medicare coverage. My Mom has dementia and I help her with all of her medical and health decisions. Jason is very diligent in determining the best plan each year for my Mom. With all of the changes that happen every year and the number of plans available, it would be impossible for me to do this research on my own. I have called him numerous times for explanation of certain aspects of the plan and he is always very helpful. He is honest, compassionate and incredibly competent. I feel very fortunate to have his assistance in navigating the very confusing Medicare system for my Mom!
Jason Avery is a total professional and offers uncompromised customer service. I would not consider using any other representative to watch over my Medicare benefits and well being. No matter what information I need or questions I have, Jason is prompt to respond! I am honored to give him a five star rating.
Jason is the best at providing all options and which ones would be most helpful for you personally. The team is ready at any time to answer questions and to help with any issues that come up. We have used Advocate Group for past 9-10 years and we've never been dissatisfied. Thank you for your personal help throughout the year.
We have been very pleased with Jason as our healthcare advocate over the years. He keeps us informed about any changes in our policy and gives us helpful advice in making any changes. We changed from Essence to Humana a couple years back because we were informed about Essence’s policy change that would make us change doctors. Jason also was very helpful when I had difficulty getting a refund from a health service that was stonewalling us. Yes, we are very pleased with Jason’s service. He is also a very nice person to work with. He even sends us birthday wishes. Great service.
Very simple...if you call Jason, he gets right back with you. No pressure sales. He provided the results I needed based on my needs. And he had the answers I needed to hear. We recently moved to the area which required a change in insurance. My experience was good so we moved my wife's insurance over to Jason as well.
I’ve known Jason for many years. His level of integrity and commitment surpasses many in his industry! His ability to help navigate the complex Medicare health plans with his clients amazes me! He’s gentle, yet very knowledgeable about the health insurance market. I’d recommend him to anyone who needs someone to assist them when tasked with what plan to use since he’s contracted with all the top carriers.
A few months before I was eligible to sign up for Medicare I had questions about the different plans and supplements options available to me. I called a few different Medicare agents, and none really didn't want to talk to me till I actually became eligible except Jason Avery at The Advocate Group. I wanted to have a plan when I could apply for Medicare and a supplement I felt confident would be the best for me. Jason explained my options and helped me understand the differences in the plans available and the cons and pros of each one. Jason kept in contact with me and when it was time to apply, I already had my decision to which plans would be best for me. At our meeting I had decided on which Medicare plan and supplement plan. Jason had printed out several options of insurance companies for the supplement I chose. Jason never did pressure me in any way and I always felt he was looking for my best interest. Even after a year, he has kept in contact with me to see how satisfy I was with my plans. Jason told me to call him at any time if I ever have a question or problem. I highly recommend Jason if you need someone who cares and looks for your best interest in a Medicare plan that's right for you.
Move Forward With Medicare
Bring your Medicare card (or award letter), medications and doses, your Joplin-area doctors, and any plan letters you’ve received. We’ll compare benefits, confirm networks, and help you enroll when the timing is right—turning 65, moving counties, AEP, or another window. Contact us to get started today.
Answers for Joplin Medicare Decisions
Which Joplin providers are common on HMO vs PPO?
Networks vary by carrier and plan. Many HMO and PPO options include Mercy and Freeman providers, but details change year to year. We verify hospitals and specialists before you enroll and again during AEP.
Can I keep Original Medicare and add a supplement?
Yes. Pairing Original Medicare with a Medicare Supplement policy is a common path for those who want predictable costs and nationwide access to providers who accept Medicare. We’ll compare Plan G, Plan N, and high-deductible options.
How do insulin copays work on Part D?
Most Part D plans include capped monthly costs for many insulins and low or $0 copays for certain vaccines. We’ll confirm how your exact insulin is covered and calculate your annual total based on your pharmacy choice.
What if I missed my enrollment window?
You may still qualify for a Special Enrollment Period after events like moving to Joplin, losing qualifying coverage, or other changes. If not, we’ll plan for the next window and discuss short-term steps to bridge the gap.
Do you help compare plan drug lists (formularies)?
Absolutely. We input your medications, check tiers and restrictions, and compare preferred pharmacies to find the lowest estimated yearly cost. For ongoing medication reviews, our Medicare Part D page outlines the process and what to bring.